i have an NRE account with ICICI bank ranchi branch. There was an unauthorized withdrawal of money from my account using cloned atm card. i am registered with ICICI for phone banking and hence should have recieved the SMS notification of these withdrawals but i did not recieve any notification for all unauthorized withdrawals of money from my account. All these withdrawals were in excess of 10 thousand rupees. i lost 85 thousand rupees from my account. though i was not able to check my account details on 18th, 19th, 20th, and 21st since i was out of ranchi but if i would have recieved the SMS update i would have been able to spot the unauthorized withdrawals and would have blocked my card.