CitiFinancial Consumer Finance - wrongly communicated my credit history to CIBIL with respect to my Auto Loan A/c
Contact Complainant     4547 Views     Report Spam  
Complaint by: B V SATYANARAYANA on June 24, 2011, 12:50 pm in Banking and Finance

Initially this was an auto loan taken on 02-04-2001 for my earlier car No: AP32B 228 subject to Hire-Purchase agreement.

Only after receiving the total payment by CITIFINANCIAL, from me in JUNE-2004, the CITIFINANCIAL had issued me the NOC. Subsequently my car AP32B 228 was sold in JUNE-2004 itself, after hypothication lift by RTA authorities, Visakhapatnam.

However in my recent CIBIL report, the details (certified and sent to CIBIL by CITIFINANCIAL) of my loan A/c No:364291 is appearing, as follows -

Account No: 364291, Control Number: 4******** date: 05-05-2011, Date opened: 02.04.2001, Date closed: 11.06.2004, Date reported: 20.06.2006,
Ownership: Individual, Current balance: 1,33,560/-

The current balance appearing as above is unjustifiable as I had paid the total amount in JUNE - 2004 as a preclosure, which in turn leading to have lesser CIBIL score of mine, affecting other loan approvals.

Complainant's Goal: I want the Current balance of my loan A/c No:364291, should be zero in my CIBIL
Complainant's Target: CitiFinancial Consumer Finance
Complaint Location: India › Bihar › Patna
Would you like to Comment on this Complaint?
By clicking "Post Comment" button, you agree to our Terms of Services and Privacy Policy
Recent Comments
2.
Tue, 12 Jul 2011  Rectify Credit

Dear Mr B V Satyanarayana,

We are a company called 'Rectify credit'. We can help you in resolving the issues related to CIBIL. For more information visit us at 'www.rectifycredit.com'.
Or contact us on ********58/57

1.
Fri, 24 Jun 2011  Message from iComplaints.in Helpdesk

An email communication has been sent to CitiFinancial Consumer Finance on June 24, 2011, 12:50 pm