I PURCHASE A MEDICLAIM POLICY OF 1 LAKH SUM FROM UNITED INDIA INS CO THROUGH INSTANT HEALTHCARE PVT LTD 1107 NEW DELHI HOUSE BARAKHAMBA ROAD DELHI.COMPANY ISSUE TPA ID- 06722816.AS PER POLICY CONDITION I CAN TAKE BENIFIT 10% OF SUM AT A TIME OF MATERNITY A/F WAITING PERIOD 9 MONTH.IN 6 JAN 2010 MY WIFE MANKAMAL KAUR ADMIT IN NAVJEEVAN NURSING HOME SHIV PURI DELHI-110051.I SUBMIT ALL DOCUMENTS RELATED TREATMENT.TPA E MEDITEK ISSUE TO ME CLAIM NO-795757.TPA SEND TO ME UNNECESSARY DISCRIPANCY LETTER.I REPLY THAT.BUT PAST OF 8 MONTH TPA NOT APPROV MY CLAIM.I WRITE TO TPA AND INSTANT HEALTHCARE MANY TIME BUT THEY NOT SEND ANY REPLY.I ASK TO TPA AND INS CO THAT THEY DECLARE TIME BOUNDATION TO POLICY HOLDER TIME TO TIME FOR SUBMITION THE DOCUMENTS OF CLAIM AND REPLY OF DECCREPANCY LETTER.WHATS THE TIME BOUNDATION FOR TPA TO APPROVE THE CLAIM.IF YOU CANT PAY CLAIMS WHY ARE YOU DECLARE ADITIONAL BENIFITS AND CHARGED XTRA PRIMIUM FOR THESE BENIFITS. ANY ONE TELL ME THAT WHAT I GET BY PUR THIS MEDICLAIM.I CAN REPLY IT. I GET MENTALY TENTION AND LOSS OF MONEY,TIME & PEACE OF HOME.IS THERE ANYONE WHO CAN HELP ME TO PROVIDE JUSTICE.