Dear company i arvind jain buy a policy in 2004 from babaj company unit gain plan agent told me that i need to pay only three years 10,000 annually and i pay 10,000 rs annually for three years after that according to agent i need not to pay the money in 2009 bajaj company start making me calls that sir your policy is going to laps u need to pay 60,000 rs to run the policy i say i need not to continue with your company u r layer i need my 30,000 rs back know they say there is only 500 rs is left which u can withdraw this is cheating