Reliance General Insurance Agency - fraud life threat assault cheating played by one Mr Vishnu Sumant
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Complaint by: on October 30, 2014, 11:19 pm in Business and Finances

Doddaballapur
Dated 16th October 2014

TO
The Dy. Superintendent of Police
Doddaballapur Region
Bangalore Rural Dist.

From

Srikant Acharya
# 967, Padmasri Nilaya
J.C.Circle, Doddaballapur
PH:- ********43

Dear Sir,

Subject:- Complaint against one Mr. Vishnu Samanth bin Muralidhar residing near Vasavi Choultry Doddaballapur.
The said person I met last year in the month of May while purchasing a car. I saw his brilliancy in the business & talkative nature & liked his friendship. I am a professional Insurance surveyor, I am a new person to Doddaballapur because I shifted here in the year 2011 due to my family reasons from Mangalore. I didn’t enquire much about this person as myself is a stranger to this place. I was searching for a job/business. He also had lost his previous two wheeler agency. He was continuously asking with me to invest for his various types of business & was promising of returns. In this connection, he one day came to me & told that one indica car is for sale at Bagepalli for Rs. 1,55,000/ buyer is ready for 20,000 extra (i.e, Rs.1,75,000). He said he already paid advance as ten thousand. & if the same is not bought he would be losing his advance. I believed it to be true & borrowed some money from my relatives & paid the amount to him to buy this vehicle & he again convinced me that there is a ready purchaser for the vehicle for Rs 1,85,000. He promised of selling the vehicle within 15 days time & will return my investment. The vehicle was in his handover as he has the responsibility for my money. But he was not willing to sell the vehicle beyoud me several requests. After two months He asked me to sign on form number 28 & 30 as the vehicle is advanced by one Mr. Kiran & selling to him & applying for a loan. I believed it to be true & signed as he told he would be returning my investment within three to four days along with agreement charge which I paid in addition Rs. 6500 & 3,500 Rs. for the repair as per his words. He paid me only partial amount of investment but it is almost 8 months he still not paid the balance rs. 40,000/-. Recently one three months back I took back the vehicle for the balance due & took the key from him. For which the next morning he came to my home & shouted with filthy (nimmamman...) languages & called some vehicle thieves & along with them he forcefully directed the ignition & towed the vehicle away from J.C.Circle from where I parked the vehicle. Then I started doubting him for his truthfulness & honesty.
I am having an agency of Reliance general Insurace since April 2014. I had taken him as a partner & hence I compromised his this type of barbarous deed & asked him to pay the balance dues for which he promised me of selling a bike as compensation to me so I returned the car key. But he neither gave the bike nor paid the dues as of now but still running the vehicle for rent & personal use since 8 months. He has cheated the amount & accused me in this issue.
In our agency where we collect the vehicle premium in cash from the customers he used to utilise / misusing the same for his personal purposes & when the cheque is presented to pay the same to the company there was no money in the bank. The cheques were getting bounced. He was giving me too much torture & several times I advised him not to do so but he was scolding & accusing me in filthy languages as if he is an honest man. Hence I instructed him to issue his own cheques to the insurer for all the money collected by him. Even though every month one or the other cheque he was bouncing & the account was getting locked for weeks together & incurred losses & inconveniences. As I couldn’t co up his torture finally I decided to search for a job for myself to earn my bread & butter to me & my family at Bangalore. I told him on 1st of September to manage the rent & other expenses out of the money collected everyday Rs.300 to 600 as inspection charges from the customers & balance to keep all profits as his personal purposes. He agreed & I was not going to office to avoid listening his filthy languages & quarrels. But again in the last week of September I found his cheque got bounced for the reason insufficient funds & I realised this fellow would cheat me anytime the O.D. facility worth Rs. One lakh provided by the insurers. This time he also changed the password of the portal & it was noticed by me suddenly & I enquired him but he lied that he had not done anything. He threatened me to come to office & pay Rs.10,000/- for his expenses. After all these incidents I got alert & I locked the account on 27th Sept evening. Then suddenly he called me over his mobile with utter bad words & came to me along with one rowdy Mr. Aadil & made an assault on me at my residence tearing my shirts & breaking my goggles.
I immediately brought this to the notice of my neighbour Mr. Krishna, A local leader for which he told me of going to Vishnu’s house to talk with him. We went to his house with some other local leaders next morning & then he promised of clearing first all the payments which he collected cash from the customers. Later all other settlements. I gave him time till date but of no use. My Blood pressure was too high & as per Doctor’s advice I did not complain on the same day. But till date he failed to pay the amount to the company which he collected from the public who wanted to take the insurance policy & cheated them & the insurer. He had also utilised the premium amount of Rs. 13,500/ - of one Mr. Sunil Kumar which he paid cash to him towards insurance of a Tata Sumo. He also sent me an S.M.S on 29th eve of throwing my table, Almeria & glasses out of his office if I don’t settle his commission. As the account was locking regularly Insurer had not released the commission as of now. He himself owing money to me since so many days even he is so dared to threaten me for his dues. He also says that nobody can do anything to him because Town Inspector Mr. Krishna kumar is his previous roommate & he is as per his will & wish. While enquiring recently about this man Mr. Vishnu Sumanth I shocked to hear that this person is having criminal background & he was imprisoned for some time a few years back. I observed that in every act he tries to lie & cheat. He also cheated to one Mr. Krishnamurthy, residing at Someshwara extn & one Mr. Sacchi, Owner of Hotel Devi Prasad, where he was a previous partner for his two wheeler business and so on which I am not interested. Hence I am afraid of this person for life threatening, cheating, assaulting, frauding at all the time as on date. I don’t have courage to complaint to the town Inspector & hence I am humbly writing to you sir. He forcefully kept my office materials. I kindly request you to release my belongings from the office & lock the office & get back my payments from him.


Thanking you

With Regards

Srikant Acharya
********43

Complainant's Goal: To get all the money from him & punish as per the law
Complainant's Target: Reliance General Insurance Agency
Complaint Location: IndiaKarnatakaBangalore
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1.
Fri, 31 Oct 2014  Reliance General Insurance Team

Dear Sir ,

We apologize for the inconvenience caused. Our customer Service Representative would contact you shortly on the number mentioned to assist you.

Regards,
RGICL Team