To
SH. V.K.BHATIA JI

The Circle Head (DGM)
Circle Office,
PNB Hoshiarpur,


R/Sir
Reg: Settlement of Terminal Benefits ( PF/Gratuity ) and, Completion of Formalities.
Kindly refer to your letter dated on 03 feb 2012 , PNB LDM OFFICE HOSHIARPUR , Punjab . In this connection it is submitted that you have made payment of terminal dues without my consent.
I want to get my housing loan account transferred to public housing loan scheme. Moreover excess amount has been adjusted against my terminal dues. I want to bring it into your kind notice that provident fund cannot be attached even by court orders.

You have adjusted even loan accounts against the outstanding balance lying in my PF Account .


It is requested to transfer my outstanding housing loan account into public housing loan scheme and deduct it from my monthly pension. It is also requsted to release my full PF without any adjustment along with up to date interest
Thanking you,
Yours faithfully,
Baldev Raj Mahi,
S/o Sh.Ram Asra, 10APRIL 2012
Nawanshahar (Pb)
Ex-Manager,
Baba Deep Singh Nagar,
Saloh Road,
Backside K.C.Palace, Nawanshahr (Punjab)pf