My agent convinced me to buy Apollo Munich Health Insurance for my younger brother, however, I faced the actual reality when I applied for claim.

My younger brother suffered from high fever, so I took him to nearest hospital where he was diagnosed with dengue, later I came to know that cash less claim is not possible so I paid from my own and applied for claim.

They asked for documents that I sent them, then they sent some one for verification, still they didn't processed claim. We kept on following up, then after a long time of follow up they demanded another list of documents. It seemed that they are searching the options to reject the claim.

Apollo Munich is a third class insurance company, they just find ways to reject the claim. My claim ID No : 157067-1 is pending because of their wrong intentions. They have requested the documents for the third time to find ways to reject. They are big cheat.

They keep on demanding more and more documents. My younger brother is a college going student, they are asking him to collect so many documents in order to reject the claim. I requested them to collect the documents themselves, but they didn't responded.

I will never recommend to go for Apollo Munich Health Insurance. In fact, I request all the policy holders to support me in fighting for the justice.

Shishir Gupta
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