NGPay + IRCTC can be most problematic online transaction if it's failed or the ticket need to be cancelled at ngpay ... my personal experience is with a ticket PNR No: ********80 ... ngpay could not refund the money even after many followups through care@ngpay.com ... and ngpay's 24X7 toll-free number 1-800-2-666-555 is never reachable. I am very upset on NGpay about these matters. My recent email to ngpay on this regard is as follows -
Dear Sir / Madam,
Please let me know the cancellation status of the attached IRCTC ticket, which was booked from NGPay and requested to cancel later on sufficiently before the journey date. I didn't get any refund for this ticket till date.
Thanks & regards,
Narottam Das
********83
Dear Narottam,
We regret the inconvenience caused. Refund has been processed. It will reflect in your account within 4-5 business days.
Thanks and regards,
Team ngpay
An email communication has been sent to ngpay on August 17, 2012, 3:05 pm
Thanks for helping me to resolve this issue ... I have received the refund from NGPay on 21/08/2012