CIBIL - Wrong CIBIL Report (Control Number: 46, 13, 18,202)
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Complaint by: Vikas Gakhar on December 31, 2010, 3:56 pm in Credit Cards

To,
The Manager
CREDIT INFORMATION BUREAU (INDIA) LIMITED
Hoechst House, 6th Floor,
193 Back bay Reclamation,
Nariman Point,
Mumbai 400 021
Sub--- Wrong CIBIL Report (Control Number: 46, 13, 18,202)

Dear Sir,

Recently I tried to get a Personal loan from ICICI Bank. My Loan got rejected because of wrong CIBIL Report. I submitted all the required papers but My Application got rejected as my CIBIL report is showing High & Long Pending Dues on Credit Cards. Because of that I am not able to get any Loan from Bank.

Ref. to your CIBIL information report dated 28/12/2010 Control No 46,13,18,202 the Credit Card details which are mentioned in the report are wrong.
The ICICI Credit Cards nos (3********554009 with Over Due of Rs.27,710/-) & (51********166008 with Over Due of Rs.91,164/-) are being mentioned in my name in CIBIL Report, where as I have never taken these ICICI Bank Credit Cards. Even I don’t have any credit card itself of any bank.
When Enquired & Found –
• These Credit cards belong to someone “G V Satish – D.O.B. 29th August 1980, from Bangalore/Chennai),.
• Whereas my Name is “Vikas Gakhar – D.O.B. 1st September 1980 from Noida”
Please remove these Credit Cards from my name in CIBIL Report. As Proves–
• Name is Different
• Date of Birth is Different - Date & Month both are different.
• Location is Different - I have never been to Bangalore/Chennai in my life.

My Actual Details are -
Name - VIKAS GAKHAR
Father Name – SATISH KUMAR GAKHAR
Address - FLAT NO- 705 TOWER-I RAISON ARMOR HOMES INDIRAPURAM GHAZIABAD. UTTAR
PRADESH 201001
DATE OF BIRTH: 01-09-1980
INCOME TAX ID: AKBPG7843A

So, please help me as I have suffered a lot because of the wrong report and try to find out that who is the defaulter person on my name.

And please provide me with the actual CIBIL report. Please verify all Information & Correct information mention on my CIBIL report.

Thanks
Vikas Gakhar
Email – gakhar.vikas@gmail.com / gakharvishal@gmail.com
+91 ********96 / ********88

Complainant's Goal: Removal of wrong Data from CIBIL Report
Complainant's Target: CIBIL
Complaint Location: IndiaNoida
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Recent Comments
2.
Wed, 19 Jan 2011  Dharmendra

I support this complaint.

I am also facing the same issue currently where CIBIL is showing 3 Cards being used on my name.

I have asked them to provide the Institutions name and card Nos.

Please suggest as you have already gone through some phases.

thanks & regards
Dharmendra
dharamsinghindia@gmail.com

1.
Tue, 04 Jan 2011 - Business Reply from - ICICI Bank Care (CIBIL)

Hi,

We have made a note of your contact number and we'll get in touch with you at the earliest.

Regards,
ICICI Bank Customer Service Team.