FUTURE CLUB - LOAN FRAUD BY FUTURE CLUB
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Complaint by: on February 12, 2014, 3:30 pm in Banking and Finance

I am getting calls from +********7000 They is offering personal loan on 0% interest . but for security he is asking Rs. 50000 . on immediate basis . before calling me he has all my information with him . i wondered when he was talking to me . How anybody can have my information . this people are making a fraud . please stop them otherwise they will cheat a lot of people

Complainant's Goal: stop the fraud
Complainant's Target: FUTURE CLUB
Complaint Location: India
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Recent Comments
7.
Mon, 19 Oct 2015  jigar shah

i will request to all FUTURE CLUB Employee and top authorities, please stop the cheating.

6.
Thu, 05 Feb 2015  Jugal Mahanta

Hi Sir,

I like to inform you that I have got a phone call from Mr. Vinod(ph. no:********36/********87/********49) on dated 02/11/2014 for a personal loan, he asked me to send the document for loan processing and a 20000k cheque with a cancel cheque and according to him he will provide a loan Amt 400000lakhs after few days he said my loan approval is cancel so he will give the file to a private finance club India Finance, then next day I have got the call from Mr. Parikhit(ph no:********52/********87) and after two days I have got the call from Mr. Vishnu Desai for 15000k Amt of cheque again of(Club India)on dated 13/12/2014 and cheque has been cleared on 17/12/2014 from my salary account(Bank A/C No:53510385227/ Bank: STANDARD CHARTERED)after clearing my cheque they starting to avoid my phone call and messages and no any respond getting from them. They were start phone swift off after several days I have got phone from Vinod and another executive and saying my loan is approved and send the approval letter which have attached in mail, then again they were making me fool and last week I went Noida secto-64-B-69 office which have provide me by the Mr Bishu Desai when they were given this addressed on the time cheque collected. but there was no any office of CLUB INDIA THEN I MESSAGE TO Vinod THAT I am going to police to FIR again them then next day I had got a call from Mr Mohit Saxena(PH-********48 who have Represent as a Account head in CLUB INDIA FINANCE , according to him loan has been approved and money has already comes to my account so I have to Do NFT AMT OF 7000K in Particular Account .
But when I got some doubt I found that particular Account number A/C NO : 4114135000001505 , IFSC CODE-KVBL0004114,BANK NAME :KARUR VYSYA , I have reached that particular bank in WEST JANAKPURI branch and Contact branch Manager MR.RAMALINGRSHARA ROA he told me that account provide by MR. TAJENDRA SINGH (PH-********777-EMAIL-ID-'tajendra1984@gmail.com) and my (cheque number- 001291-amt-15000-dated-17/12/2014) has been cleared .So now I am not able to understand those people make a fruad with fruad account number and MR. Tajendra Singh who have told me he have a tour and travel business in JANAKPURI DISTRIC CENTRE as a name by CLUB INDIA WHICH HAVE NOT DEALING ANY PERSONAL LAON , So Now I am going to legal action against they and I am also not able to understand how could they are Using Your Personal bank Account in such kind of FRUAD CASES and how could be possible to transfer the fund to your Personal Account , So Now I am going to legal action against they and I am also not able to understand how could they are Using Your Personal bank Account in such kind of FRUAD CASES and how could be possible to transfer the fund to your Personal Account ,and according to MR.RAMALINGRSHARA ROA this not the first case which have make it lots of cases handle through Account number A/C NO : 4114135000001505 , IFSC CODE-KVBL0004114,BANK NAME :KARUR VYSYA .So Now I am going to legal action against them.

COMPANY NAME : CLUB INDIA
account holder: MR. Tajendra Singh
A/C NO : 4114135000001505
IFSC CODE-KVBL0004114
BANK NAME :KARUR VYSYA
ID-'tajendra1984@gmail.com
PH-********777


CLUB INDIA NOTIFICATION OF LOAN APPROVAL
AND
BORROWER RESPONSIBILITIES

Date:- 20TH DECEMBER 2014
[Borrower’s Name] JUGAL MAHANTA
[Borrower MOBILE NO] ********35

Your loan request was approved on subject to the availability of funds. To receive the loan, you must accept the terms and conditions and meet the requirements set out in this letter.

Please read this letter carefully. Within 15 business days from the date of this letter, you must complete Part C, and
return the letter to the localCLUB INDIA Service Center. If you do not return this letter within 15 business days, your
approval will be revoked and your application withdrawn.
The basic terms and conditions and borrower responsibilities of the loan are summarized in this letter; however, the letter
is not intended to cover all terms and responsibilities of the loan. The loan documents you will sign at closing will specify
all the binding loan terms, conditions and requirements. You must sign a promissory note and security instruments
incorporating these and other necessary, usual, and customary terms before loan funds will be released to you. You must
comply with all applicable law and regulations for the loan. Subject to those qualifications, the loan will be made on the following terms and conditions:
Part A - Loan Approval Terms and Conditions
1) Loan Amount - The loan will be in the amount of $ [2,00,000].
2) Use of Funds - You must get approval from CLUB INDIA, in advance, if you need to use loan funds for different purposes or in different amounts from the following:
3) Interest Rate – Your loan was approved at an interest rate of [5] percent.
The interest rate actually charged on the loan will be the lower of this rate or the rate in effect at the time of loan closing.
The interest rate on a microloan to a beginning farmer or rancher or veteran farmer or rancher is 5 percent. However,
borrowers in these groups have the option of choosing the Microloan rate of 5 percent or the interest rate in effect at the time of approval, or if lower, the rate in effect at the time of closing.
Select One:
1. Microloan Interest Rate (5%)
2. Interest rate in effect at the time of approval or loan closing, whichever is lower
4) Term - The term of the loan will be CLUB INDIA-2313 (12-28-14)
5) Estimated Loan Payment Amount - Your annual loan payment is expected to be $ [Enter estimated loan
installment amount].
6) Collateral – The following collateral is required:
[Describe the security to be taken and lien position required.]
7) Insurance – Prior to loan closing you must obtain, and maintain for the life of the loan, hazard, crop, and flood or
mudslide insurance coverage, as applicable, for any collateral securing the loan, in accordance with agency regulations. If
you have questions about insurance requirements, please contact this office.
8) Funds Availability –
Loan funds will be made available to you within 15 business days of loan approval. However, you agree that in
certain circumstances the 15 days may be exceeded when additional information such as, a lien and/or title search, an
appraisal, subordination, etc. is needed prior to loan closing.
This loan is approved, but funds are not immediately available. If your financial condition or other factors change
significantly before the loan is funded, CLUB INDIA may request updated financial and eligibility information. If more than 90
calendar days pass between the date of approval and availability of loan funds, CLUB INDIA will require you to submit updated
financial and eligibility information. CLUB INDIA will reconfirm the loan decision as to eligibility and feasibility within 30
calendar days from the time you provide the necessary information. If the changes cause you to no longer be eligible,
cause you to be unable to repay the loan based upon a revised farm operating plan, or otherwise fail to meet all legal
requirements, this approval will be revoked.
9) Expiration - This approval remains effective until the loan is closed, material eligibility or financial changes occur, or
your application is withdrawn. You must report any material changes, financialor otherwise, that occur prior to closing.
A material change is any change that could affect your eligibility for the loan, your ability to repay the loan or meet other
legal requirements. The loan closing and release of loan funds are subject to you and CLUB INDIA agreeing upon all terms and
conditions to be contained in the documentation required for the loan, including loan agreements, and security
instruments.
10) Additional Requirements and Comments
[Enter any pre-loan closing requirements, comments, etc.]
Part B - Borrower Responsibilities
When you receive an CLUB INDIA loan, you have certain responsibilities as an CLUB INDIA borrower. Violation of any of these
responsibilities may result in denial of further CLUB INDIA assistance, and could cause your loan to be accelerated.
1) Changes in Operation– CLUB INDIA agreed to lend you money based on facts you supplied about your operation. If you plan
to or have had a significant change in your operation, family income, expenses, or security, you must immediately notify
your CLUB INDIA Service Center.
2) Recordkeeping - Keep accurate , up to date records of income and expenses for family living and farm operating
expenses. You will promptly provide all information and records to CLUB INDIA when requested to do so.
3) Releases and Sales – If the loan is secured by crops, livestock, or machinery, the CLUB INDIA-2040 “Agreement for Use of
Proceeds and Security,” which you signed is the agreement between CLUB INDIA and you which explains what sales you plan to
make, approximately when, and to whom those sales will be made, and how the proceeds from those sales will be used.
You must obtain CLUB INDIA consent if you deviate from this plan by selling to other parties or plan to use the proceeds
differently. This agreement is updated at least every production cycle and you must cooperate with CLUB INDIA to complete any
new agreements.
CLUB INDIA-2313 (10-28-14) Page 3 of 4
4) Payments - Payments are due as agreed upon in the promissory note. It is essential that payments be made on time.
Extra payments are encouraged whenever possible.
5) Security - The loan is secured by a Financing Statement, Security Agreement, real estate mortgage, and/or other
security instruments (depending upon the type of loan or security available ). These instruments give CLUB INDIA a valid lien on
crops, chattels, land, etc., as applicable. You must maintain and protect the CLUB INDIA security in a responsible manner and
promptly report to CLUB INDIA any losses or other changes in the security. You are also responsible for paying any fees to file or
continue the security instrument filings.
6) Graduation – CLUB INDIA does not replace conventional credit. CLUB INDIA credit is available to you only until such time as
conventional credit is available to finance your needs. When, in accordance with Agency regulations and agreements, it
appears that you may obtain credit at rates and terms then prevailing in the area and on terms you can reasonably be
expected to meet, you will be required to apply for, and if approved by the lender, accept a loan sufficient to pay the
balance of the CLUB INDIA debt in full. The provisions of this paragraph do not apply if the loan is a Conservation Loan.
7) Term Limits – Under current laws and regulations, there is a limit to the number of years that a CLUB INDIA borrower is
eligible to receive direct farm ownership (FO) and farm operating (OL) loans. Taking this loan into account, our records
indicate that you:
Are no longer eligible to receive a direct FO loan.
Are no longer eligible to receive a direct OL loan.
Have until to receive a direct FO loan.
Have calendar years of direct OL loan eligibility remaining. CLUB INDIA may grant you a 1-time waiver of the
direct OL loan limitation for 2 years on a case-by-case basis if certain conditions have been met.
Part C - Certification and Acceptance
Please initial your selection and sign below. Certification and acceptance of this notification is invalid without
selection of terms and conditions.
I certify that the information provided with the application is true, complete, and correct to the best of my
knowledge and is provided in good faith. (Warning: Section 1001 of Title 18, United States Code, provides for
criminal penalties to those who willfully provide false statements to the Government. If any information is found
to be false or incomplete, such finding also may be grounds for denial of the requested action.)
I have read and agree to the terms and conditions of loan approval and borrower responsibilities in this
letter.
I have read and do NOT agree with all of the terms and conditions of loan approval and borrower
responsibilities in this letter and would like to meet to discuss my concerns.
(Signature of Applicant) (Date)
[Enter signature(s) and date.]
A copy of this letter is enclosed for your records. For more information or if you have any questions, please contact
[this office or the specific office name]at [County Office Address] or telephone [phone
number].
1. Authorized Agency Official Name 2. Signature 3. Title
CLUB INDIA-2313 (10-28-14) Page 4 of 4
NOTE: The following statement is made in accordance with the Privacy Act of 1974 (5 U.S.C. 552a - as amended). The authority for requesting
the information identified on this form is the Consolidated Farm and Rural Development Act, as amended (7 U.S.C. 1921 et. seq.). The
information will be used to determine eligibility and feasibility for loans and loan guarantees, and servicing of loans and l oan guarantees.
The information collected on this form may be disclosed to other Federal, State, and local government agencies, Tribal agencies, and
nongovernmental entities that have been authorized access to the information by statute or regulation and/or as described in the applicable
Routine Uses identified in the System of Records Notice for USDA/CLUB INDIA-14, Applicant/Borrower. Providing the requested information is
voluntary. However, failure to furnish the requested information may result in a denial for loans and loan guarantees, and s ervicing of loans
and loan guarantees. The provisions of criminal and civil fraud, privacy, and other statutes may be applicable to the information provided.
According to the Paperwork Reduction Act of 1995, an agency may not conduct or sponsor, and a person is not required to respond to, a
collection of information unless it displays a valid OMB control number. The valid OMB control number for this information collection is
0560-0237. The time required to complete this information collection is estimated to average 20 minutes per response, including the time
for reviewing instructions, searching existing data sources, gathering and maintaining the data needed, and completing and reviewing the
collection of information. RETURN THIS COMPLETED FORM TO YOUR LOCAL CLUB INDIA OFFICE.



Regards

MR . JUGAL MAHANTA
PHONE NUM-********35
EMAIL-ID-jugalm44@gmail.com

5.
Tue, 10 Jun 2014  Jigar Shah

Dear Sir / Madam,

Once call from Future Club India by Mr. Anurag (His Id : AFC0007861)for Loan. The call come on 1st of April 2014. Now today almost 60days completed but the loan is not getting to me. I am calling to him but his not pick up my phone. He has already 35000.00 took from my side. I was given a cheque of Rs. 20000.00 and Rs.15000.00 deposited in Yes Bank, C.G. Road, Ahmedabad branch. I have received Loan approval number AGHVAIL0001. The Number received by SMS to Mr. Anurag.

As per Mr.Anurag instruction i was worked but no any reply from his side. I already call up last 3 to 4 days for follow up but his not pick up my phone. I sent the all required documents to Mr.Anurag, FUTURE CLUB, A-48, TAPOVAN BUILDING, SECTOR 64, NOIDA NEAR MAMOORA CHOCK, PIN 201301.

Now sir, the loan is not approved i thing so, but they have not giving proper reply what happen about the loan. So now i will taking a refund amount of Rs.35000.00 which is credited in Future Club accounts. I deposited the amount of Rs. 15000.00 in Future Club Account # 0014********820 of Yes Bank and one cheque was sent of Rs.20000.00 it is alao passed but now nothing any reply. Today i am called up to Mr. Anurag his both number are switched off (Airtel # 0********91 and his personal # 0********44) one more also guys by name Mr. Gerg his Mob # ********48. Today mr. Gerg also not pick up my phone. Now i have nothing any documents also so when i fight against that person.I was asking to him many times but they have not send the documents till date. Sir/Madam, i am middle class level person. I thought that are fraudulent person ?

Please giving a reply soon. Awaiting your reply. I will be wait you justice.


Thanking You,

Jigar Shah
099245 12811


info@futureclubbindia.com

4.
Mon, 26 May 2014  SAM

New number of 0% interest loan frauds
+91 84594 99858
+91 84595 28461

Don't give any personal information

3.
Tue, 29 Apr 2014  shrikant shinde

Hii, I have also got the call from future club delhi. She was offering loan @ 9%. I feel its suspicious. I am really confused with this.

2.
Thu, 03 Apr 2014  Aman

I received a call from 01142632900 and the person asked me for a 0 % car loan Approval.He said he will approve 100 percent loan on new car and asked me to deposit 20000 in bank account.and now i GOOGLE FUTURE CLUB and come to know that it is a fraud.Google saves me .....Its total fraud and they are looting innocent people.......pls.spread this message AS MUCH AS YOU CAN.......

1.
Tue, 18 Mar 2014  ramesh singh

I Also Received a call whether they provide o% loan!!!