Bajaj Allianz Life Insurance Co. Ltd. - fraud by bajaj providing loan against policy
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Complaint by: manohar on June 26, 2013, 5:26 pm in Insurance All

i received a call in end of macrh 2013. they said they are the employee of bajaj allianz and you are selected and ask is there any loan requirement , i said a requirement of loan is there of 10 lac . they said ok we will give you a loan of 10 lac at 0% interest rate for 15 years .i ask what is security required . they said a policy has to be done on your name of rupees 76678 as security. i paid a cheque of same amount in name of bajaj. after 20 days i got a call from same person named manisha sharma and they said you have to say that satisfied with the policy . after the process of your loan will start with in 2 days and you will get the loan with in 10 days . After that june month hass come and there is no loan provided to me and when icall to bajaj customer care they said the free look period is over we can not do anything. the person named manisha has cheated and now they are not answering my calls as bajaj is not doing anything kindly take some action to refund my money back

Complainant's Goal: want the refund of my money as addmission of my son required sum back otherwise
Complaint Location: IndiaPunjab

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Recent Comments
90.
1 month ago  Kaifee ansari

Dear sir,
I have also face this types of phone call. Swati bhosle aur parmod,. keh rahe hai apko 10 lac ka loan de rahe hai 0% intrest se against policy which is 1st installment of your sanction loan amount . Usne kaha 2 cheque aur document bus se bhej de 1 cheque cancelled aur 1 cheque Hdfc insurance k naam se.
Maine kaha mai apne CA discuss kr ke batata hoon..
Lekin yaha mujhe pata chala k ye sab fraud hai.
Thanks iComplaints.in

89.
1 month ago  Shekhar

Today i have received call from this number 8929876223. Caller name was priya jain. She was giving me loan of 4 lakh on the basis of life insurance policy but i have to make payment of 40000/- for yearly premium for same policy . After that i will get the loan amount. Service will be provided from delhi office but our hO is in Mumbai- she said. When i asked about address of office she denied. I thin k some gang is working on new way to lure customer for buying LI policy in which they get hefty commission. i am going to complain in consumer forum. Beware all .........................

88.
4 months ago  Rohit Shinde

I received a call today from 096677 53157 from Neha, they lured me by offering 0% interest and 0% processing fees. I asked to send the details over email to which received an email from anil.bajaj@financier.com giving me the detailed description in some poor english. It was a trigger for me to raise an alarm as the domain appeared phishy and the sign off too was not from Bajaj Finserv. I reverted to the email with below queries:-

Thank You for the response.

Please clear the below queries:-

1. The cheque of 57+ thousand rupees to be drawn in favour of BAJAJ FINANCE LIMITED?

2. Would I get a copy of Insurance Policy?

3. Between whom the agreement will be, Me and?

4. The EMI's would be favaoured to whom?

5. Are you actual representative of Bajaj finserv or a DSA. As the email which I received is not from Actual Bajaj Domain and from some financier.com, which appears to be gloomy?

6. Can you provide the details of account holder so I can try to transfer the amount directly and where is your office or branch located so I can visit personally.

7. As 57,000 is big amount, Can you apply for a loan of 12,00,000 in total and deduct the premium amount from the same and transfer the difference to my accout, If so you can send me the calculations of eMI per month for 12,00,000 for 5 years.

Reagards,
Rohit


The above phone number is registered on some Firoz Khan's name based out of Delhi. With point #7 as above, I doubt they will ever get in touch with me. LoL.

87.
4 months ago  Imran

Hiiiii same call muje b aya hai 1150000 ka loan approved hua hai bolke muje 10% of policy amount RTGS karne ko kha hai bajaj allianz k name ki lekin maine unlog se pehle sanction letter ki request ki hai first mail se muje sanction letter send karo 10 days hogaya hai abhi tak letter nahi aya lekin call kar k daily hii/hello bol rahe hai thank u friend maine apka complaint dekh liya online abhi main b process nahi karunga amount

86.
4 months ago  kunal parmar

hello. i got a call from bajaj finserv 3 months back, they told me they provide personal loan against a policy. and there would be 0% interest, i just have to pay the policy premium. they told me to take a policy of 50000 per year from HDFC and than they would process 30 lakh of loan on that, now its been 3 months i haven't received any money and nor they are cancelling the policy and returning me the money. there fraud is been done by BAJAJ FINSERV AND HDFC . I from day 1 i have all the call recordings and all the proofs, hence i am going to the cyber cell department of Pune and will launch a complaint. the girl calling me her name was SHRUTI calling from 7835803665 and the number is switched off now past 5 days.

85.
4 months ago  VIKAS lakra

I also got call today they said the are from bajaj finance and was saying they will provide 12lac loan with 0% interest . policy base loan. They told first send your documents adhar pan card then they will do cibil and after that once it approve . Then I have to give first installment of policy i.e 120000 and after that they will give you loan against policy which will 12lac. Please suggest is it possible? is it geniune?
Bajaj finance agent name :- Mr mohit
Phone number:-8800298649,01140110431

84.
4 months ago  VIKAS lakra

I also got call today they said the are from bajaj finance and was saying they will provide 12lac loan with 0% interest . policy base loan. They told first send your documents adhar pan card then they will do cibil and after that once it approve . Then I have to give first installment of policy i.e 120000 and after that they will give you loan against policy which will 12lac. Please suggest is it possible? is it geniune?

83.
4 months ago  raju waghmare

I also got call today on 7.05.2018 they said the are from bajaj finance and was saying they will provide 20lac loan with 0% interest . policy base loan. They told first send your documents adhar pan card 3 month bank statement then they will do civil and after that once it approve . Then I have to give first installment of policy i.e 50000 and after that they will give you loan against policy which will 20lac. Please suggest is it possible? is it geniune?

82.
4 months ago  Niraj Panchal

Today, I got a call from Neha Mobile No. 8750039479 from Bajaj Finance. She asking me that bajaj finance offering 15 Lakh rs loan at 0% interest. To avail loan, I have to send documents on anil.bajaj@financier.com and deposit rs. 25,000 in Mr. Anil's account.

81.
5 months ago  Binay Kumar

Hi Friends,

Same things happen with me.

I am going to raise a complain in consumer forum.

I have all the call recording of these guys.

Let's need your support to give reply to these scam people.

My mob: 9015835505

80.
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79.
6 months ago  Bharat

I got a call from bajaj Finserv lending delhi office offering personal loan of 20 lacs for 20 years at 2.5% interest against the term insurance policy for which i need to pay approx 42000 in advance. Call was initiated by Ms. Ria Verma (mobile no 8826708409) and Kanika Gupta (8744984077) handling now.Not sure if it's a genuine offer. Please help me giving your comments as I am totally confused whether to go ahead or not.

78.
6 months ago  Murphy Stratton

Good day US citizens i'm Murphy Stratton i base in CARLIFORNIA and i want bring to your notice that you should be careful out there when you are trying to get a loan from Online lenders and secondly you need to be aware that only few companies online are real and legitimate. I have been in financial debts for 8months and lost over $28,000.00 trying to get a loan i wasn't really concerned about paying fees all i wanted was to get a loan and finanlize my busniess again because i was far behind. Here comes a good news for only US citizens there is a real loan out there who gives out loans for 4.1% interest rate and when you get a notification from the company that your loan has been approved be rest assured that you are getting your loan and its 100% guarantee. The Good news is no Credit Checks, No collateral and also you can approved within 48hrs if you are guniue and sincere as well because they will need your correct information to approve your loan. I got a loan of $170.000.00 and have started repaying the loan already because finallyi got my business back. Contact me if have any question so good luck to you all as a US citizens. Company Name: BBVA Financials Email Address: INFO.ACCESS26@GMAIL.COM Call Or Text: +1(315) 288-7755 God Bless, Murphy Stratton.

77.
6 months ago  Sandesh Shetty

Even I got a call from bajaj Finance offering 0% interest loan for 30lacs, the condition was to make the two instalments of the life insurance in advance. Not sure if it's a genuine offer.

76.
6 months ago  Sandesh Shetty

Even I got a call from bajaj Finance offering 0% interest loan for 30lacs, the condition was to make the two instalments of the life insurance in advance. Not sure if it's a genuine offer.

75.
7 months ago  Irfan khan

hi,
This the same thing which has happened to me. the calls which we are getting, I checked on the internet the numbers which we are getting calls are registered to bajaj finance. this is a big Insurance policy scam. These Bajaj people don't even have the updated phone numbers of there branches on the internet.

Now, this issue has become very big, but still, these Bajaj people don't even damn care about this issue.

01145631215 this is the new number which I am getting a call regarding the against the policy based personal loan.
Address of the phone number:-
Bhawna Pandey
Flat No 391 Rcc Flats Sector 18B Ph Ii Dwarka
New Delhi.


Bajaj people know everything but they are not doing anything. you guys can see here not even one open reply has come from them.

74.
7 months ago  Irfan khan

hi,
This the same thing which has happened to me. the calls which we are getting, I checked on the internet the numbers which we are getting calls are registered to bajaj finance. this is a big Insurance policy scam. These Bajaj people don't even have the updated phone numbers of there branches on the internet.

Now, this issue has become very big, but still, these Bajaj people don't even damn care about this issue.

01145631215 this is the new number which I am getting a call regarding the against the policy based personal loan.


Bajaj people know everything but they are not doing anything. you guys can see here not even one open reply has come from them.