Punjab National Bank - excess intt.charged in education loan 525200jb00004206
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Complaint by: vijay kumar srivastava on August 15, 2017, 12:05 pm in Education and Schools

I have taken Education Loan rs .7,50,000/ for MBBS study of my daughter from KIMS Bbhubneshwar Orisha. Intt. rate was 11.35%at that time . as per bank circuler intt. rate were redused to 8.85 wef 30-06-2015,but the loan officer at that time does not change the intt.rate . after meeting with him during march17 he reduse intt. rate from 31-03-2017 instead of 30-06-2015. I calculate the difference of intt. during this period was rs 44445/. I provided him the detail of calculation and letter to credit excess intt. wef 31-03-2017 but he has not adjusted the amount. I request send him many emails and hard copises of such request but does not take any interest in this matter. Due to his negative attitude my loan a/c is going to became NPA . Kindly advise him solve the matter and I can regularise the a/c The detail of a/c is given below. Name ---------------ANISHA SRIVASTAVA
A/C NO.-------------525200JB00004206
BRANCH -----------BANK ROAD GORAKHPUR ( D-018300 )


Complainant's Goal: CREDIT THE EXCESS INTT RS 44445/ WEF 31-03-2017.
Complainant's Target: Punjab National Bank
Complaint Location: IndiaUttar PradeshGorakhpur

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Recent Comments
Thu, 30 Nov 2017  ALOK KUMAR

Sir I have taken Education Loan in 2007. My Loan ACCCOUNT is 251500ZB00001095.
I have lots of time contact for my Loan statement to branch.But No Respond.
Please do the Needful

Alok Kumar