My Name is Sowmya S, I was called by Country Vacations for some lucky Draw Gift,once i went & collected the gift they approched me to join to Country Vacations, i gone through and i took a membership of India Package for Rs.69000, i paid Rs.5000 liquid cash and i swiped my HDFC Credit Crad Rs.10,000/-, for 24 month EMI, I received May\'2010 month statement and i got know from my credit card statement that they they considered 12 month EMI, and at time they took 5 month EMI amount without informing me,after that i caaed up to Country Vacations now they are telling me that we had informed to you all these at the time of making a payment, Mr. Girish and one more Person ( Forgot his name) had approched to me and they had not discussed any this about this. now i decided to discontinue with CV, they will not ready to give back my money, i will get all my money after 2 yr. My membership no DT41#471, I dont want to make a payment for this month and in future also, i have not satisfied with CV approches with Customer.