Punjab National Bank - Bank account opened in Krishna Nagar Branch by unknown persons using my addres
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Complaint by: Mahesh Puri on August 30, 2012, 9:30 pm in Law and Civil Rights

Sir,
Please find hereunder the detailed letters addressed to Chief Manager, Punjab National Bank, Krishna Nagar Branch, Delhi



PH/PNB/SK/01 Dated : 25-08-2012

The Chief Manager Mahesh Puri
Punjab National Bank C-122 East Azad Nagar
F-2/3, Krishna Nagar, Delhi-110051 Delhi-110051

Sub: Newly opened Suspicious A/c. No. 0********0374425 MR. Shiv Kumar

Kind attention: Shri S.P. Mamgain

Sir,
Referring to above, I wish to draw your attention to the fact that the above mentioned account holder Mr. Shiv Kumar is not known to the undersigned i.e. Mahesh Puri, the owner of property no. C-122, East Azad Nagar, Delhi-110051. I, Mahesh Puri further declares that the person named Shiv Kumar is neither the resident of the said premises nor has ever occupied any part of the property no. C-122, East Azad Nagar, Delhi-110051.
I have recieved 2 cheque books containing 20 cheques each bearing nos. 642511 to 642530 & 932521 to 932540 respectively during this week issued by your office to Shiv Kumar addressed at C-122, East Azad Nagar, Delhi-110051. The act of opening an account of a non-resident or non-occupant has surprised me. It is well understood by me that the bank account cannot be opened in the absence of a valid RESIDENCE PROOF.

Sir, it's well settled rule that, when any person intends to open an account then he has to submit the residence proof in support of his application form. It is mentioned that above mentioned Shiv Kumar is neither the owner/tenant or occupant of any part of property no C-122, East Azad Nagar, Delhi-110051 and as such no bank account could be opened or operated at the ficticious address by any account holder.

Kindly inspect the documents filed by the said Shiv Kumar, which were annexed at the time of opening the bank account and take the necessary legal action against him for the forgery and perjury done by said Shiv Kumar by supplying and submitting the forged and fabricated documents in support of his application form.

You are further requested to enquire the matter, whether any bank official is involved or not with the said Shiv Kumar for arranging the said documents in respect of above mentioned property.

It seems that some conspiracy is being carried out in connivance with some bank officers to create a false and fabricated claim in respect of above mentioned property by opening a bank account and thus the concerned bank officers are also liable to be prosecuted for the offence of cheating, forgery and perjury done in connivence with Shiv Kumar.

I being the owner of the said property is duly entitled to protect and save my property from the cluches of said Shiv Kumar and his associates. You are also requested to supply me the copy of the documents annexed with the application form filed by the said Shiv Kumar.

Looking forward to your appropriate and immediate action in this regard.

Yours Sincerely


Mahesh Puri
Copy to : Shri Arvind Mohan Tiwari ,Circle office, Rajendra Place, New Delhi

Second letter written after visiting the branch personally :


PH/PNB/SK/02 Dated:29-08-2012
To
The Chief Manager Mahesh Puri
Punjab National Bank C-122 East Azad Nagar
F-2/3, Krishna Nagar, Delhi-110051 Delhi-110051

SUB: Suspicious-Account no: 0********0374425 by alleged Shiv Kumar. (since 1999)

Kind Attn: Sh S.P.Mamgain.

Sir,
This is in continuation to my earlier letter under reference. PH/PNB/SK/01 dated 25-08-2012 informing you that the alleged Shiv Kumar opened new A/C No.0********0374425(as I came to know about this mischevious act last week only, when I received two cheque books).It was astonishing to learn from one of your officers that the mentioned account is not new but is operational since 1999, when my wife visited your branch to handover the copy of the letter dated 25-08-2012 alongwith the cheque books personally.She could not you meet as you were not in office.
It was also told to my wife on 27-08-2012 that not only alleged Shiv Kumar is operating this account from C/122,East Azad Nagar,Delhi-110051 but his other family members are also using(misusing) the same address to operate their respective accounts.
Sir, I am not known to Shiv Kumar and his other family members. Neither Shiv Kumar is the RESIDENT of C/122, East Azad Nagar nor any of his family members are using any part of C/122,East Azad Nagar,Delhi-110051 for RESIDENTIAL PURPOSES.
It is mysterious and very difficult to agree that a large number of people are using (misusing) the ficticious address as RESIDENTIAL PROOF in order to operate their respective accounts for decades.


Contd ….2
(2)
Keeping in view the above issues, kindly supply the following documents/reply as under:-
1) Who is the father of Shiv Kumar,(Account holder).

2) Whether any other family member of Shiv Kumar is also holding and operating any bank account showing the address of C/122,East Azad Nagar,Delhi-110051 from your bank .If yes , then supply the details of the same and also supply the documents attached with the said application form for opening the bank account .

3) Whether the bank officers personally enquired or visited the premises no. C/122, East Azad Nagar,Delhi-110051 to enquire whether the above mentioned account holder/other members of his family are residing at the above mentioned address or not ?

4) Whether the above mentioned account holder has disclosed his actual residential address in his application form or not? If yes, then supply the same to me.

Looking forward to a favorable and prompt response .

Thanking You

Yours Sincerely



( Mahesh Puri )

Complainant's Goal: to protect n save my rights in my property being owner,banks to chage policy
Complainant's Target: Punjab National Bank
Complaint Location: IndiaDelhiEast Delhi
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